When you click the submit button if you have a paypal account you may pay that way. If you do not have a paypal account you will be given the option to pay by credit card. If you would like a paypal account you will need to first go to www.Paypal.com and open an account. It is a free service run by ebay, it is secure. You can use paypal to make purchases just about anywhere on the internet without ever needing to enter credit card information again.